Great Lakes Capital Management: How to Stop Debt Collection Harassment

Dealing with constant phone calls or intimidating messages from a debt collector can be incredibly stressful. If you’ve been contacted by Great Lakes Capital Management, it’s important to know that you are not powerless. Federal and state consumer protection laws exist to ensure that debt collectors treat you fairly and respectfully. Understanding your rights can help you stop harassment and regain control of your peace of mind.

Understanding Debt Collection Harassment

Debt collection harassment occurs when a collector uses unfair, aggressive, or deceptive tactics to pressure you into paying. Some of the most common examples include:

• Calling multiple times per day or at odd hours

• Using profanity or threats

• Discussing your debt with friends, family, or co-workers

• Failing to provide proof that you owe the debt

• Misrepresenting the amount or nature of the debt

• Threatening legal action or wage garnishment without authority

These behaviors are clear violations of the Fair Debt Collection Practices Act (FDCPA), which was enacted to protect consumers from abusive and misleading collection tactics.

Your Legal Rights Under the FDCPA

The FDCPA provides you with strong protections against harassment. Some of your key rights include:

• Right to verification – Debt collectors must provide written validation of the debt, detailing who you owe and how much.

• Right to privacy – Collectors are not allowed to discuss your debt with anyone except your spouse or attorney.

• Right to reasonable contact – Calls are only permitted between 8 a.m. and 9 p.m., and you can ask that communication stop entirely.

• Right to dispute – You have 30 days from the first contact to request verification or dispute the debt in writing.

If a collector violates any of these rights, you may be entitled to financial compensation and attorney fees at no cost to you.

How to Respond to Harassment

If Great Lakes Capital Management is contacting you repeatedly or in an abusive way, there are steps you can take to protect yourself:

1. Document every call — Keep a written log of every interaction, including the date, time, and what was said.

2. Request written verification — Ask for a validation notice confirming details of the debt.

3. Send a cease-and-desist letter — You can legally demand that all communication stop except for official notices.

4. File complaints — Report the harassment to the Consumer Financial Protection Bureau (CFPB) or your state Attorney General’s office.

5. Seek legal help — If harassment continues, speak to an attorney experienced in debt collection cases.

When to Take Legal Action

Repeated or unlawful calls from a debt collector are not only distressing—they’re illegal. You may be eligible for up to $1,000 in statutory damages plus attorney’s fees if your rights have been violated. Many consumers don’t realize that they can sue without paying legal fees upfront; most consumer law firms handle these cases at no cost unless you win.

If you are tired of the calls and threats, it may be time to contact a professional who understands your situation and can act quickly to stop the harassment. Learning about your legal options can help you regain peace and confidence.

Get Help Stopping Harassment

You don’t have to face debt collector intimidation alone. If you are being called, threatened, or pressured by Great Lakes Capital Management, you have the right to fight back. Learn how to stop the calls and assert your consumer rights by visiting Great Lakes Capital Management Phone Harassment.